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Our Neighbors Our Heroes Logo

They will brave the highest perils
without the slightest hesitation

Karen M Fisher

Sr.Loan Officer

D 520.999.2997

F 520.337.3380

E karen.fisher@ccm.com

Apply Now

WE PROUDLY HELP OUR HEROES ACHIEVE THEIR HOMEOWNERSHIP DREAMS

$500.00 closing cost credit to eligible participants!

The biggest financial transaction most families will ever make is purchasing a home. This purchase process can be difficult for our heroes when a member of their family is deployed or working 24-hour shifts.

The exclusive Our Neighbors Our Heroes program was specifically created for to help our First Responders by making it more affordable to purchase or refinance a home. It is our way to give back to those that give so much of themselves day in and day out.

Our Neighbors Our Heroes also links First Responders to other trusted resources such as real-estate and home improvement industries. We also include educational information on financial and legal services to protect those who protect us.

The mission of Our Neighbors Our Heroes is simple: Improve the civil lives of First Responders and their families.

Step 1 - PRE-QUALIFICATION

Review your loan options in today’s market. Learn your exact buying power & tips to help your offer be accepted.

Step 2 - HIRE AN AGENT

Having the right Real Estate Team working for you will save you time, money & stress during the purchase process.

Step 3 - HOME SEARCH

It’s time to go shopping! With your list of must-haves in hand you will find homes that meet your property & budget criteria.

Step 4 - MAKE OFFER/SIGN CONTRACT

Once your offer is accepted you and the seller will sign a contract!

Step 5 - PROPERTY & DOCUMENTATION

The home is inspected & appraised to support value. Your documentation is verified.

Step 6 - CLOSING & YOUR KEYS!

You will sign your final loan documents and upon recordation of your deed - YOU GET YOUR KEYS!

Refinancing replaces your existing mortgage with a new mortgage loan.

There are several reasons why you might want to refinance your existing loan.

  • Reduce your interest rate
  • Shorten your loan term
  • Eliminate Mortgage Insurance
  • Moving from an adjustable-rate mortgage to a fixed rate loan
  • Pay off other debt such as student loans, credit cards or auto loans
  • Get funds to make home improvements
  • Remove a borrower from the existing loan

The best part about doing a refinance is that it's just math! Together we will look at your loan options and calculate the savings benefits to you and your family or discover how you put in that much wanted new kitchen or pool!

Eligible participants include the following:

  • Military - Active duty, Veterans & support personnel for all branches of service
  • Police/Sheriff Departments
  • Fire Departments
  • EMTs
  • Physicians
  • Nurses
  • Medical Personnel
  • Department of Corrections
  • Homeland Security
  • Border Patrol
  • US Forest Services
  • Civil Air Patrol
  • Arizona Rangers

If your branch of service is not listed please call us at 520-977-0214 to determine if your branch of service qualifies.

Karen was incredibly helpful. She worked quickly, explained the entire process, and communicated very well with both me and my real estate agent to ensure I was able to find the perfect home.

Christina P.

Incredible advise assistance and service

John B.

Karen Fisher and her team are amazing and I always feel 100% confident working with them!!

Shane T.

Karen and her team were amazing in a market that is stressful for the buyer. As first time mortgage applicants the process was clearly outlined for us and Karen was with us all the way from start to close. We didn’t feel as though we were working with a faceless, corporate entity. Karen and her team cared about us and worked hard to achieve the successful obtainment of a mortgage.

Anne G.

We were kept informed as the loan process progressed. Karen prepared the numbers for us quickly so that we knew what our financial obligation would be as we bid on property. There was no guessing for us. And as mentioned, Karen was always just a phone call away for us.

Deborah K.